Tuesday, July 08, 2008

Crawling out

I've been working on reducing our debt. One thing I hate though is writing so many checks each month for credit cards. I think I want to maybe try to get a balance transfer credit card. That way I can get all of the others consolidated and just write one check. I think I will see it go down quicker that way too. Right now it doesn't seem like it is going away. *sigh* I've closed all of the accounts and cut up all of the cards. I refuse to ever use another credit card. Once I get these paid off I'm done with credit cards. Forever. If I can't buy it with cash or the money in my checking account then I don't need it. It is my new philosophy.


peach said...

I did the same thing! I only use my debit card or my American Express. The AmX I have to pay off every month. I only use it for items that I can use for tax write offs at the end of the year. They give me a summary that comes in very handy for the CPA. Why don't you use online banking instead of writing all those checks?

Amanda C said...

I apologize for the inconvenience but would greatly appreciate it if you could remove the link to Smart Balance Transfers on


Thanks for your help. I really appreciate it. Have a great day.

Best Regards